CHIPS for businesses

No matter what business you are in, you can use CHIPS to improve your efficiency and lower your costs.  Wholesalers, retailers, service providers, government entities, NGOs, educational institutions, religious organisations, charities, clubs, etc., can benefit from CHIPS in numerous ways.

2% maximum fee on all payments received


Single payment collection system

Payment collection

CHIPS offers your organisation various cost-efficient alternatives to collect payment from your customers, including:

Static Payment Codes (on order)
Pre-printed and mounted Static Payment Codes (QR codes) are available from CHIPS - the payer enters the amount to be paid. These codes can be ordered at using our support form and comes with beautiful custom made display stand. Once received, these Static Payment Codes can be linked to your CHIPS account by using miBusiness functionality for this purpose.

Self-printed Static Payment Codes
Using your miBusiness Portal you can print your own Static Payment Codes to either display at your till, paste into your invoices or mail to your customers/members. 

CHIPS PayNow app
PayNow is a simple to use mobile app that can be used in instances where you have one or more mobile payment collection points, for example, in restaurant, take away deliveries and payment on delivery, situations. The payments collected by the roving staff all come in on your CHIPS account and notifications of successful payments are provided.

CHIPS SmartPos device
CHIPS provides a desktop acquiring device that is fully integrated with miBusiness and ideal for retail outlets with multiple payment points.

API integration
Organisational back-end systems can integrate with CHIPS through the CHIPS API gateway, if required.


Cost of payment collection:

2% of transaction value, plus VAT
(excluding cost of POS device, if required)

A payment administration system (CHIPS miBusiness)

miBusiness is a web portal designed for organisations to manage their payment receipts and to make payments from the funds received.  The portal offers functions typically performed within a finance function, including large-value payments as well as bulk payments such as salary payments and supplier settlements.

Cost of miBusiness:

Free for the first 12 months
andR49.99 per month thereafter

miBusiness provides the following features for organisations and commercial entities:

  • A single payment collection destination for all payments made to your organisation or business, including CHIPS, mobile, instant EFT, and card payments
  • Create payment requests (single or in bulk) and distributing the requests to your customers
  • Pay wages / salaries to your staff (single or in bulk)
  • Pay suppliers and service providers (single or in bulk)
  • Make immediate transfers to the organisation’s bank accounts
  • Enable cash on delivery
  • Improve liquidity utilisation
  • Invite customers, suppliers, employees, etc. to join CHIPS (single or in bulk)
  • Export data in Excel or csv format
  • Manage your staff's access to system functions as well as their authorisation levels

How to register for CHIPS

To register your organisation as a CHIPS™ user, please click on the button below to access our online registration process. 

Once registered, your application will be processed for FICA compliance. Once registered a CHIPS account will be opened for your organisation and you will receive the necessary information to access your miBusiness portal to set up your company organisational profile and start receiving and making payments.
Should you require more information, please use the Contact Us tab, complete the form and we will get back to you.

The CHIPS Payment Network, provided by Trustlink to the South African market, is a secure mechanism that enables organisations (i.e. merchants, service providers, government services, schools, churches, charities, etc)  to create private peer-to-peer payment networks between them and their CHIPS-enabled counterparties, be they suppliers, customers, employees, members, etc.


About Trustlink

Trustlink (Pty) Ltd, a South African company established in 2002 is a trusted payment and solution provider to banks, other financial institutions and blue chip corporates across 28 African countries.

Trustlink now also offers CHIPS, as a service, to South African consumers, businesses and other organisations, as well as government.


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