The Team

Trustlink Team

Our Core Beliefs

We believe that in order to develop an inclusive and growing economy, a cost-free saving mechanism and a cheap, safe and fast payment method is required, accessible to all consumers, rich and poor - at the same cost and level of convenience.  Similarly, all businesses (large, medium, small and micro) need a level playing field in order to compete and this includes the ability to receive and make payments at the same cost.

We also believe that everyone should be free to control their money, and that payment systems and services should not be used to dictate how your hard earned money is spent, in other words who is paid and how much.

We subscribe to the principle of Treating Customers Fairly (TCF).  

About Trustlink (Pty) Ltd

Licensee of CHIPS in the Southern African region

Trustlink (Pty) Ltd, a South African company established in 2002, is a trusted payment and solution provider to banks, other financial institutions and blue chip corporates across 28 African countries.

As an ISO 27001 certified company, Trustlink adheres to strict security policies and procedures, as would be expected from a company that services the financial industry and corporate treasuries with high value bank-to-bank payments and related services, through its SWIFT service bureau, host-to-host links with South Africa’s major banks and state-of-the-art proprietary software.

Trustlink is the SWIFT business partner in Sub Saharan Africa, as well as being System Operator and Third Party Payment Service Provider, licensed by the Payment Association of South Africa (PASA).

Trustlink now also offers CHIPS, as a service, to South African consumers, businesses and other organisations, as well as government.


Deon Tromp (CEO: Trustlink (Pty) Ltd)

Deon has more than 18 years of banking and insurance experience in the fields of compliance, credit, risk management and capital management and is currently the CEO of Trustlink (PTY) Ltd since January 2017.

Deon previously held senior management positions with Nedbank, Standard Bank, Liberty and Barclays Africa.  A key feature of his career revolved around conceptualising, designing, building and implementing methodologies, processes and systems to address complex problems and/or meet regulatory requirements in respect of capital management, the risk management life-cycle, risk data aggregation and risk reporting.

Deon has significant experience in the regulatory environment governing the financial services sector and was a member of the Financial Services Conduct Authority’s steering committee responsible for the development and implementation of the Solvency Assessment and Management (SAM) supervisory approach for prudential regulation. He was also responsible for leading the Liberty Group’s multi-year project for the successful implementation of the SAM regulations. Deon is a CFA Charterholder (CFA), a Certified Financial Risk Manager (FRM), an admitted Advocate of the High Court of South Africa and he holds degrees in commerce and law from the University of Pretoria.

Established in 2002, Trustlink provides unique bank agnostic payment and liquidity management solutions, which enables total liquidity visibility across regions and bank accounts as well as enables banks and corporates to comply with regulations governing payments and fund transfers.


CHIPS AG is a Swiss domiciled company, established in 2016 to focus on emerging technologies enabling digital money and the development of a new ecosystem that facilitates peer-to-peer payments. 

CHIPS AG is a sister company of Trustlink (Pty) Ltd, a respected and trusted payment services provider to banks, other financial institutions and corporates since 2002.  Trustlink is implementing CHIPS as a service to consumers and businesses in South Africa.


Dr. Philip Tromp (Founder and Chairman: CHIPS AG)

Philip has more than 25 years’ experience in payment systems innovation, both in South Africa and internationally.  He spent 22 years of his career at the South African Reserve Bank where he provided information technology solutions and in the latter part of his tenure was also responsible for the national payment system, co-founded and was at the helm of Perago for 10 years and has been the chairman of Trustlink for 13 years.
In the nineties (GM: Business Systems and Technology at the Reserve Bank at the time), he led a banking industry initiative to modernise the South African National Payment System.  This ground-breaking exercise introduced, amongst others, a real-time payment system (SAMOS) between South African banks.  The project also resulted in the promulgation of the first South African National Payment System Act, a self-regulating structure (PASA) to regulate the payments industry, as well as opening up competition in the provision of payment services to non-banks.   

In 1999, he co-founded Perago Financial System Enablers (Pty) Ltd to develop and implement real-time financial infrastructure in central banks worldwide - the software developed by Perago today serves as the key financial infrastructure component of the financial systems of countries in Scandinavia, Africa, the Middle East and more recently Australasia.

He negotiated an agreement with SWIFT (the de facto international payment messaging provider) for Perago to become the regional SWIFT business partner for sub-Saharan Africa and established the Trustlink Service Bureau providing SWIFT access and services to financial institutions and corporates in 26 countries.

In 2004 he received a 'Chief Information Officer of the Decade' award from the Computer Society of South Africa (CSSA) and Computerweek Strategist, in 2006 a 'Certificate of Excellence as private sector CIO' from the South African Department of Communications and in 2016 a 'Lifetime Achievement Award' from the Payment Association of South Africa (PASA).

In 2016 he founded the Swiss-domiciled CHIPS AG to focus on the development of immediate value, peer-to-peer payment solutions for consumers and business. 

Our Software Development Team

The CHIPS development team has extensive and unique experience in the field of financial system infrastructure development.  The core team was instrumental in creating Perago's world-leading real-time gross settlement system, used by central banks in their respective countries to facilitate high-value payment flows between banks.    The robust development approach and security requirements demanded by central banks for their interbank funds-transfer systems, have been carried through to the core of the CHIPS payment network.

Our Business Development and Marketing Team

Our team of enthusiastic and keen business developers and promotors will gladly assist you in exploring how the CHIPS Payment Network can improve your business or organisation.  They are also ready to respond to any queries or cooperation ideas that you might have.

Click here to drop them a message now  

About Trustlink

Trustlink (Pty) Ltd, a South African company established in 2002 is a trusted payment and solution provider to banks, other financial institutions and blue chip corporates across 28 African countries.

Trustlink now also offers CHIPS, as a service, to South African consumers, businesses and other organisations, as well as government.


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