Why use CHIPS™?

  • Your money is safe – CHIPS™ uses a regulated vehicle to protect the money in your CHIPS™ acccount
  • No monthly fees and no minimum balance required
  • No hidden fees – for each payment the fee is presented to you for your authorisation
  • No money is ever taken out of your account without your authorisation – e.g. charges, penalties or debit orders
  • You earn interest on your daily balance

How do I get money into CHIPS™?

  • Ask your employer to pay your salary / wage directly into your CHIPS™ account
  • Transfer from your bank account or card
  • Buy a CHIPS™ top-up voucher at merchant till

What can you do with CHIPS™?

  • Create a payment request (QR code1) to get paid for a product or service, receive a contribution or perform your own cash-in/cash-out or sell airtime/data. You can also send your requests via SMS/WhatsApp or email them to anyone for payment.
  • Buy at any merchant or service provider that displays a QR code2 for payment (at till or on bill) – over 160 000 merchants
  • Buy airtime, data and SMS bundles in your CHIPS™ app
  • Send money to dependants, family, friends, informal service providers, etc.
    • If the recipient is a CHIPS™ user you can send money directly to his/her CHIPS™ account
    • If the recipient does not have access to CHIPS™, you can send a cash voucher to his/her phone via SMS, to withdraw at selected ATMs

How do you get your money out of CHIPS™?

  • You can transfer it to your bank account
  • You can withdraw it in cash at selected ATMs


1. QR codes created in CHIPS™ can be scanned by users of other mobile payment solutions, including any bank’s Masterpass app, VodaPay, Nedbank Money, FNB Scan-to-Pay, Zapper app and CHIPS™ Money Manager and instaPay apps
2. QR codes created by Zapper, SnapScan, CHIPS™ and banks, can be paid with your CHIPS™ apps

For Business

If you require more business-driven features to monitor and reconcile transactions, we recommend that you register as a merchant and make use of our miBusiness portal for just R49.99 per month.

The miBusiness portal offers:

  • Financial management features with the option to export data in Excel and CSV format
  • Manage vendor payments including setting limits of authority for your staff
  • Transfer money to and from bank account
  • Make salary/wage payments free of charge
  • Make disbursements to customers in bulk
  • Ability to create payment requests/payment-notifications and distribute in bulk to customers
  • Facility to invite customers, in bulk, to join CHIPS
  • And more

See some of the miBusiness features in the video below

CHIPS™ has the following products that will add value, depending on your business needs. Should you require more info on these products, please use the Contact us tab, complete the information and we will talk you through these products, finding out if it is indeed the perfect solution for you business needs.

Download the APP for FREE and pay for goods and services directly from your bank account using a trusted Instant EFT process.

Download the APP for free, and link multiple users via miBusiness to accept mobile payments on your behalf. This is a great tool for businesses on the move, who would like their staff to accept payments – all they need is a smart phone.

Through an API plug in, various integration mechanisms will allow you to accept Masterpass-enabled mobile app payments (i.e. Zapper, SnapScan and bank apps).


About Trustlink

Trustlink (Pty) Ltd is a South African company, established in 2002. Since its inception, Trustlink is a trusted payment and solution provider to banks, other financial institutions and blue chip corporates in Sub Saharan Africa.  Trustlink is also the SWIFT business partner in the region. Trustlink now offers CHIPS, as a service, under license, to the South African consumers, business and other organisations, as well as government.


©2019 CHIPS AG. All Rights Reserved.